Credit Karma offers access to your credit reports from TransUnion and Equifax, but not Experian. To view your full credit report on Credit Karma, follow these steps:

1. Log in to your Credit Karma account on their website or mobile app.

2. Once logged in, navigate to the "My Finances" or "Credit Report" section. This is usually accessible from the homepage or the main menu.

3. In the credit report section, you'll see options to view your credit reports from TransUnion and Equifax. Click on the respective tabs to access each report.

4. Review your credit reports to see detailed information about your credit accounts, payment history, inquiries, and other factors that contribute to your credit health.

Remember that Credit Karma provides credit reports from TransUnion and Equifax, but not from Experian. If you want to see your full credit report from Experian, you may need to use another credit monitoring service or request it directly from Experian.

Credit Karma provides free access to your credit scores from TransUnion and Equifax, two of the major credit bureaus. You can sign up for a Credit Karma account at no cost and view your credit scores anytime. 

In addition to your credit scores, Credit Karma also offers access to your credit reports from TransUnion and Equifax. These reports provide detailed information about your credit accounts, payment history, inquiries, and other factors that affect your creditworthiness. 

Credit Karma's services, including credit score monitoring and credit report access, are provided to users completely free of charge. There are no hidden fees or subscription costs associated with using Credit Karma to check your credit score.

Overall, Credit Karma offers a valuable and convenient way to monitor your credit health without having to pay for it.

While Credit Karma provides credit scores based on data from TransUnion and Equifax, it's important to understand that these scores may not be the same as the scores used by lenders. Credit Karma uses its own scoring models, which can differ from the models used by lenders.

However, many users find that Credit Karma's scores are relatively accurate and provide a good indication of their credit health. They can be useful for tracking changes in your credit over time and identifying areas for improvement.

It's worth noting that credit scores can vary depending on the scoring model and the credit bureau used, so it's always a good idea to monitor your credit from multiple sources. Additionally, if you're applying for a loan or credit card, the lender may use a different scoring model to assess your creditworthiness.

In summary, while you can generally trust the credit score you see on Credit Karma as a helpful estimate of your credit standing, it's important to remember that it may not be identical to the scores used by lenders.